Terms of Service
Last updated 2026-06-30.
These terms govern your use of the website at newcastlehomeloanbroker.com.au (the "website"), operated by Newcastle Home Loan Broker ("we", "us", "our"). By using this website or submitting an enquiry through it, you agree to these terms. If you do not agree, please do not use the website.
Nature of our service
Newcastle Home Loan Broker publishes Home Loan Broker information for Newcastle, NSW and the surrounding area. The site includes local pages, tools and enquiry forms that help borrowers prepare better questions before speaking with a broker.
Licensed brokers handle regulated credit advice, lender recommendations, disclosures and application support. They are responsible for their own advice, conduct and written terms.
The enquiry process
When you submit an enquiry, your details may be reviewed so a broker can contact you about your loan question. Submitting an enquiry does not create any obligation on you to apply for a loan or proceed with any product.
Before relying on advice or lodging an application, you should read the broker's written disclosures and make sure you understand the scope, fees, lender options and next steps.
Information on this website
The information published on this website - including any guides, calculators and other tools - is general in nature and provided for your convenience only. It does not take into account your specific income, expenses, deposit, debts, property type or lender policy. Any figures produced by a calculator or tool on this website are indicative estimates based on simplified assumptions and are not a loan approval or recommendation.
We take reasonable care to keep the information accurate and current, but we do not warrant that it is complete, accurate or up to date, and you should not rely on it as professional advice. Licensed brokers handle regulated credit advice after reviewing your circumstances.
Your obligations
When using this website you agree that you will:
- provide accurate and complete information in any enquiry;
- use the website only for lawful purposes and for genuine enquiries;
- not attempt to interfere with, misuse, scrape, or gain unauthorised access to the website or its systems; and
- not submit content that is misleading, abusive, or infringes anyone's rights.
Intellectual property
All content on this website - including text, layout, graphics, logos and images - is owned by or licensed to Newcastle Home Loan Broker and is protected by copyright and other intellectual-property laws. You may view and print pages for your own personal, non-commercial use. You may not otherwise copy, reproduce, republish or distribute any part of the website without our written permission.
Limitation of liability
Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy you have under the Australian Consumer Law that cannot lawfully be excluded. Subject to those rights, to the maximum extent permitted by law: the website and enquiry forms are provided "as is"; we exclude all warranties not expressly stated here; and we are not liable for any loss or damage arising from your use of the website, from the information on it, or from your dealings with a broker or lender.
Third-party links
This website may contain links to external websites operated by third parties. These links are provided for convenience only and we are not responsible for the content, accuracy or practices of those external sites.
Governing law
These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of the courts of that state.
Changes and contact
We may update these terms from time to time. The "last updated" date above shows when they were last revised; continued use of the website after a change means you accept the revised terms. Questions about these terms can be sent to info@newcastlehomeloanbroker.com.au.